Private Client Insurance

We are a leading insurance broker advising on and creating bespoke insurance solutions for some of the most notable landed estates and historic houses in the UK, and many other clients with high value or complex insurance needs, such as but not limited to property, fine art, jewellery, performance cars or top end classic cars. Dedicated teams for customers of HSBC Private Bank and HSBC Premier. We maintain a strong relationship with all the leading insurers in our specialist areas.

In the Private Client Insurance practice we have the expertise and experience to look after the interests of clients whose requirements are too complex or varied for direct insurers or web portals. We focus exclusively on providing a personal service to all private clients, whether they be owners of historic houses and estates, large country or town homes, international homes, or property investment portfolios. In addition to dealing direct with clients, we work with a number of intermediaries, such as solicitors, property agents and land agents.

Historic Houses and Estates

• Insurance covers for all aspects of a large traditional rural estates, including the farming, leisure and commercial activities 
• An exclusive London Insurance Market facility which caters for the largest of historic houses
• Access to all specialist insurance markets
• Bloodstock and equestrian
• Valuations, surveys and risk management advice for historic houses
• Regular client bulletins

Private Clients

• Household buildings
• All risks on contents, worldwide
• Fine art and antiques, jewellery and other valuables
• Second homes, holiday homes, investment properties
• Prestige and performance cars
• Classic and vintage cars
• Annual travel, personal accident, private medical
• Yachts and aircraft
• Kidnap and ransom

Property Investors

• Commercial and residential portfolios
• Portfolio management
• All risks on buildings, professional fees and debris removal
• Day one inflation protection
• Landlord’s contents
• Loss of rent
• Trace and access
• Property owner’s liability
• Employers liability
• Terrorism

Bloodstock and Equestrian

We specialises in negotiating and arranging all forms of equestrian insurance. Our full range of products includes cover for:

• Bloodstock
• Leisure, riding and competition horses
• Equestrian businesses

Find out more about Bloodstock and Equestrian Insurance

We are able to provide unique solutions for all personal motor insurance including:

Prestige and Performance Cars

We have a proven track record of insuring high value luxury and performance marques. The insurers we use have innovative products which we can tailor to suit your lifestyle and offer broad cover such as:

• Agreed values
• Comprehensive driving other cars
• Flexible driving options including “any driver”
• UK and European breakdown cover

Classic and Vintage Cars

We understand the pride that comes with owning some of the most desirable classics around today and we help protect them. We arrange tailor made insurance solutions for personal collections in excess of £1,000,000 in value. Cover available includes:

• Worldwide all risks cover
• Agreed values
• UK & EU third party liability
• Limited mileage discounts  

Yachts

We are able to insure Yachts for High Net Worth individuals either as part of a portfolio of insurances, including household and motor, or as a stand alone policy if the value of the yacht exceeds £250,000. Particular features of our service include:

• Access to specialist yacht underwriters
• Hull, and machinery cover
• Overland transportation
• Newly acquired yachts
• Protection and Indemnity
• War Strikes cover
• Employer’s Liability
• Crew member’s medical and emergency travel expenses and rescue