Real Estate
Our raison d'être is entirely focused on providing insurance and risk management solutions to those stakeholders within the Real Estate Sector, including:
- Property Companies
- Managing Agents
- Pension Funds
- Developers
- Charities
- Landed Estates
- Livery Companies
- Banks
- Fund Managers
- Hedge Funds
- Private Equity
- REIT’s
Our expertise and high level of service is underpinned by our understanding of the Real Estate sector, enabling us to identify our clients’ needs and provide tailored solutions to meet them.
Principal Insurances
We design and implement insurance programmes for Real Estate sector clients around the following cover classes:
- Damage to Assets
- Loss of Income
- Terrorism
- Legal Liability
- Engineering
- Machinery and Plant Inspection
- Developments
- Legal Indemnity
Added Value
In addition to the Principal Insurance classes we offer the following specifically tailored risk solutions.
- Environmental
- Mergers and Acquisitions
- Residual Value Insurance
- Tax Opinion Insurance
- Tenant Default
- Warranty and Indemnity
Corporate Risks
As well as arranging insurance for your property investments, we are able to assist you with all other classes of insurance, which may be required:
- Employers Liability, Office
- Computer, Motor Fleet
- Crime, Directors & Officers Liability
- Professional Indemnity
- Kidnap & Ransom
- Personal Accident & Travel
Extended Policy Coverage
With differing needs, each of our clients is offered a bespoke policy designed to offer the most comprehensive coverage for their assets and business.
We consistently push the boundaries of available coverage and bring innovation and added value.
Service Proposition
Innovation and quality service are at the heart of our delivery to clients, centred on the following disciplines:
- Risk identification, assessment and appetite
- Innovative and flexible programme design
- Dedicated service team of experienced sector specialists
- Premium apportionment and insurance certificates
- Monitoring of Insurer security
- In-house claims management
- Embedded Risk Management advice
- On-line IT systems with 24/7 availability
- Services managed from a single location
No Obligation Healthcheck
We pride ourselves on offering a proactive approach to our clients and are driven by the need for continuous improvement.
When reviewing insurance programmes we regularly find that they have been neglected. This can manifest in a number of areas, including:
- An outdated policy wording that does not offer those niche areas of innovative cover, which are readily available.
- Obsolete administration practices continuing to be adopted, unnecessarily drawing upon valuable management time.
- Uncompetitive premium charges, which could lead to a strain on tenant relationships.
- A lack of embedded Risk Management advice, resulting in a poor claims record and higher insurance costs.
The HSBC Insurance Brokers Real Estate team is able to conduct a silent review of your insurance programme, without alerting your insurance intermediary / company, at no obligation or cost.
